What is the hourly rate for Xactimate?

As per the February 2024 USA report, the average hourly rate for Xactimate estimating is $30–$35 per hour. However, this rate can vary depending on the Xactimate estimator's level of experience, expertise, and the complexity of the project being estimated.

How long is Xactimate certification good for?

Xactimate certification is valid for two years from the date it is earned. Estimators can attempt the Xactimate certification exam multiple times within a year until they successfully pass. After two years, recertification is required to maintain active certified status.

How do you become an Xactimate estimator?

To become an Xactimate estimator, you need to complete training on the Xactimate software. Training is available through a recognized institution or through online platforms such as Xactware, the official provider of Xactimate software. After completing training, you can sit for the Xactimate certification exam.

How long does your Xactimate estimator take to generate an estimate for roofing and siding?

Our expert Xactimate estimators at USA Estimators typically deliver roofing and siding estimates within 24 to 48 hours. This turnaround time may vary depending on the size and complexity of your project, but we always prioritize speed without compromising accuracy.

How do I obtain a quote from USA Estimators for Xactimate services?

Getting a quote is simple. Just share your project specifications with us via email at info@estimators.us or call +1 (214) 556-2605. Our skilled Xactimate estimator will then prepare a detailed quote for you, including the estimated delivery date and invoice, with no hidden charges.

Professional Xactimate Estimating Services Nationwide

About 1 in 18 insured U.S. homes files a claim yearly, and property damage drives 97% of those claims (Triple-I/ISO). Underpaid claims often trace to incomplete documentation, not the loss itself. USA Estimators’ certified estimators deliver Xactimate estimating services for contractors, restoration firms, adjusters, attorneys, and homeowners nationwide, writing carrier-ready ESX and PDF estimates in 1 to 3 days, priced on current Verisk regional lists, reflecting the full scope of loss.

What Is Xactimate Estimating, and Why Does It Matter?

Xactimate estimating is the process of writing an insurance repair estimate in Xactimate, the property-claims software from Verisk that prices damage line by line using regional price lists. It produces a line-item scope of loss with quantities, unit prices, and totals, which adjusters, contractors, restoration firms, and homeowners alike rely on. The deliverable is an ESX file plus a PDF the carrier accepts, formatted to the standard every insurance desk expects.

Incomplete estimates leave money on the table. Water-damage claims alone are denied at close to a 10% rate, often due to documentation gaps, per an industry analysis of Triple-I data. Certified Xactimate estimate writing captures every damaged item at approved rates, so the estimate matches the true loss instead of a partial walk-through scope.

Share your plan with us & get a free quote within 10 minutes!

Which Xactimate Estimate Types Do We Provide?

Our estimating services span roofing, siding and exterior, interior, water mitigation, fire and smoke, and contents scopes, covering both mitigation and rebuild work.

Roofing Estimates

Line-item roof estimates for shingle, metal, and tile roofing, including tear-off, underlayment, and accessories, priced to the claim.

Siding and Exterior Estimates

Siding, gutters, windows, and exterior trim priced from field scope or photos, matched to the correct regional list.

Interior Estimates

Room-by-room interior scope built with Xactimate Sketch diagrams, so every wall, floor, and ceiling line item is accounted for.

Water Mitigation Estimates

Mitigation and drying scope aligned to IICRC (Institute of Inspection, Cleaning and Restoration Certification) S500 standards, plus rebuild estimates.

Fire and Smoke Estimates

Structural cleaning, deodorization, and rebuild scope written for fire and smoke losses, room by room.

Contents Estimates

Personal property inventories and pricing, where the claim requires them, itemized and carrier-ready.

How Does Estimate Accuracy Protect Your Xactimate Claim?

Accurate Xactimate estimates protect the claim by documenting every damaged item at approved rates, so the settlement reflects the full loss. Incomplete scope is a leading reason claims are underpaid or denied, and roughly 5% to 6% of claims are denied outright, according to an industry analysis of Triple-I data. A certified estimate captures missing and overlooked items an initial adjuster scope may skip during a fast field walk-through.

It also supports supplements and reduces pricing disputes with carriers, subcontractors, and property owners. Beyond the claim itself, it saves contractors the cost of an annual Xactimate subscription and the time needed to learn the software from scratch.

What Makes USA Estimators the Right Fit for Xactimate Estimating?

Every estimate is written in current Xactimate price lists by certified estimators and quality-checked before delivery.

Xactimate Level 3 Certified Estimators: Highest Xactware credential, complex claims
IICRC Water Damage Restoration Technician (WRT): Certified mitigation and drying scope
IICRC Fire and Smoke Restoration Technician (FSRT): Certified fire and smoke loss scope
Current Verisk Price Lists: Correct regional pricing for your zip code
10 to 48 Hour Turnaround: Roofing and siding on the faster end, other scopes up to 48 hours
ESX and PDF Deliverables: Carrier-ready files, on your letterhead
Supplement Support: We help capture missing items and justify supplements
Saves the Xactimate Subscription: No annual software cost or training required
All 50 States Covered: Regional price lists applied by location
NDA-Confidential Handling: Claim details protected under signed NDA
Transparent Pricing: Per-estimate pricing, no hidden fees, no panic discount

What Is Our Process for Turning Your Scope Into an Estimate?

Three steps turn your field scope, photos, or plans into a carrier-ready Xactimate estimate.

Submit Scope and Photos
Send your field notes, photos, measurements, or plans, along with the cause of loss, so we know exactly what happened.
We Write the Estimate
A certified estimator builds the line-item scope in Xactimate using the correct regional price list, with Sketch diagrams where needed.
Review and Deliver
The lead Xactimate estimator quality-checks the estimate, then delivers the ESX file and PDF, formatted and ready for the carrier.

How Do Certified Estimators Deliver Carrier-Ready Estimates?

5000+

Completed Projects

4800+

Satisfied customers

120+

Employes

100+

Certifications

Certified estimators write every estimate in current Xactimate price lists, so the numbers you present to a carrier or adjuster hold up under review.

Xactimate Level 3 Certified Estimators: highest Xactware credential, for complex claims
IICRC Water Damage Restoration Technician (WRT) Certified
IICRC Fire and Smoke Restoration Technician (FSRT) Certified
Former adjuster or contractor field experience
RSMeans familiarity, for cross-referencing rebuild pricing where relevant

The mitigation scope is written to IICRC standards, and pricing is pulled from the current Verisk regional price list for your zip code, not a flattened national average. That keeps drying equipment, timelines, and line-item costs tied to your actual market and loss.

Every document and claim detail is handled under a signed NDA, never shared with competing estimators, third parties, or anyone outside your claim, so your case stays protected from submission through final settlement.

Ask Your Query

What Do You Actually Receive in an Xactimate Deliverable?

Every deliverable package includes a line-item scope, Sketch diagrams, RCV and ACV totals, depreciation, and both ESX and PDF files.

Line-item scope of loss
Organized by room and trade
Xactimate Sketch diagrams
Floor plans and elevations
Replacement Cost Value (RCV) totals
Full cost to replace, undepreciated
Actual Cash Value (ACV) totals
Replacement cost minus depreciation
Depreciation
Itemized, line by line
Hotels, motels, and hospitality builds
Included where applicable

Regional price list
Applied by zip code, not a flat average
ESX file
The format your carrier requires
PDF estimate
Formatted on your letterhead
Supplement documentation
Prepared when the claim needs it
Cause-of-loss notes
Documented alongside the estimate for context
Photo reference log
Keyed to each corresponding line item

Want to Recover the Full Value of Your Property Claim?

Get a carrier-ready Xactimate estimate with fast turnaround, so nothing gets missed between the field walk-through and the final settlement.

Get Estimate

Which Clients Depend on Our Xactimate Estimating Services?

From restoration contractors to public adjusters and homeowners, these are the people who rely on our Xactimate estimates.

Restoration and General Contractors

Contractors new to claim work, or without in-house Xactimate access, get carrier-ready scope without adding software to their overhead.

Roofing and Siding Contractors

Storm and hail claims move faster when a line-item estimate is ready before the adjuster meeting, rather than being written on-site under pressure.

Public Adjusters

High-claim-volume periods call for additional estimating capacity so scope quality doesn’t slip when caseloads spike after a storm.

Independent and Staff Adjusters

Field scopes convert to full estimates without carrying an annual Xactimate subscription or in-house licensing cost.

Homeowners and Property Owners

A second, independent estimate checks whether the carrier’s offer actually covers the documented scope of loss.

Attorneys

Documented, carrier-ready estimates support claim disputes and litigation, giving legal teams a defensible number to argue from.

Our Xactimate estimating services also assist insurance carriers, TPAs, and property managers with reliable, carrier-ready estimates for claim review and settlement.

Which States Does Our Xactimate Estimating Coverage Reach?

We provide Xactimate estimating services in all 50 US states, applying the correct regional Verisk price list for each location. Every claim reflects local labor rates, material costs, and market conditions specific to your zip code, not a flattened national average.

1 2 3

20K

USA Estimators, is the best option for construction estimation. We have won the hearts of hundreds and thousands for contractors and builders.

20K

The best estimating service provider in the USA Estimators. Their experts are highly experienced in this field and always equip me with quality estimates.

20K

USA Estimators, is the leading estimating service provider in my area. Their calculations pleased me and increased the worth of my construction project.

What Do Our Clients Say?

Clients choose our blueprint estimating company for turnaround speed, accuracy, and estimators who answer follow-up questions directly.

Our roofing claim came back underpaid until we submitted their line-item estimate. The supplement covered the full gap within two weeks.

Danny Ruiz, Owner, Texas1 review
★★★★★

They caught a fire-retardant coating spec our first estimator missed entirely — would’ve cost us thousands in a change order later. Highly recommended.

Patricia Nolan, Public Adjuster, Florida1 review
★★★★★

Itemized breakdown by coat and surface made it easy to defend our bid against a competing sub’s lump-sum bid. Really reliable estimating team in Tampa.

Robert Kim, Homeowner, Ohio1 review
★★★★★

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What Types of Damage Can We Write an Estimate For?

Wind and hail are the most frequent homeowners claims, followed closely by water damage and freezing, together accounting for roughly 24% to 28% of all claims, per Triple-I. Our estimators write Xactimate estimates for every common cause of loss, applying the correct scope and pricing to each claim type.

Water damage
Fire and smoke
Hail
Wind

Flood and mold
Storm and hurricane
Freeze and burst pipe
Sewer and drain backup

Lightning
Fallen trees and vehicle impact
Vandalism and theft
Collapse and weight of ice/snow

What Additional Xactimate Support Services Do We Offer?

Beyond writing the core estimate, our team offers business-level support services that help contractors, adjusters, and firms manage claims more efficiently, from audits and supplements to staffing and litigation support.

Claim scope estimating
Estimate review and second-opinion audit
Supplement preparation and negotiation support
Claim documentation and photo organization
Xactimate estimator outsourcing/staffing

Adjuster scope-to-estimate conversion
Underpayment and denial analysis
Depreciation and holdback calculation
Catastrophe (CAT) surge estimating capacity
Litigation and appraisal support estimating

Contents valuation and reconciliation
Carrier estimate reconciliation (comparing two scopes)
Xactimate training and consulting
Estimate formatting for letterhead branding
Rebuild vs. mitigation cost breakdown consulting

Software Behind Our Xactimate Estimates

These industry-standard tools ensure accurate line-item pricing, precise diagramming, and current regional cost data, producing carrier-ready Xactimate estimates that hold up under review.

XactimateEstimating Software

Xactimate SketchSketch & Diagramming

XactanalysisClaims Management

Verisk Price ListsConstruction Pricing

XactwareProperty Estimating

RSMeansCost Data & Estimating

XactimateEstimating Software

Xactimate SketchSketch & Diagramming

XactanalysisClaims Management

Verisk Price ListsConstruction Pricing

XactwareProperty Estimating

RSMeansCost Data & Estimating

XactimateEstimating Software

Xactimate SketchSketch & Diagramming

XactanalysisClaims Management

Verisk Price ListsConstruction Pricing

XactwareProperty Estimating

RSMeansCost Data & Estimating

XactimateEstimating Software

Xactimate SketchSketch & Diagramming

XactanalysisClaims Management

Verisk Price ListsConstruction Pricing

XactwareProperty Estimating

RSMeansCost Data & Estimating

Get Quick Answers

Frequently Asked Questions

How long does a painting estimate take?

Roofing and siding estimates are delivered on the faster end of our 10 to 48 hour window; other scopes may take closer to 48 hours. Turnaround depends on scope size and how complete the submitted photos and field notes are.

How much does an Xactimate estimate cost?

Pricing starts at $150 per estimate, set after a free scope review. Cost depends on the scope size, the number of trades, and whether the claim requires sketch diagrams or content pricing.

What do you need from me to write the estimate?

We need photos, field scope or measurements, and the cause of loss. Clear photos of each damaged area speed up turnaround and reduce the chance of missed line items.

What files do I receive?

You receive an ESX file and a PDF on your letterhead. The ESX file is the format most carriers require for review; the PDF is formatted for client-facing use.

Are your estimators certified?

Yes, our estimators are Xactimate-certified and IICRC-certified. Every estimate goes through a lead estimator review before delivery.

Professional Xactimate Estimating Services Nationwide

What Is Xactimate Estimating, and Why Does It Matter?

Share your plan with us & get a free quote within 10 minutes!

Which Xactimate Estimate Types Do We Provide?

How Does Estimate Accuracy Protect Your Xactimate Claim?

What Makes USA Estimators the Right Fit for Xactimate Estimating?

What Is Our Process for Turning Your Scope Into an Estimate?

Upload Plans

How Do Certified Estimators Deliver Carrier-Ready Estimates?

5000+

4800+

120+

100+

What Do You Actually Receive in an Xactimate Deliverable?

Want to Recover the Full Value of Your Property Claim?

Which Clients Depend on Our Xactimate Estimating Services?

Which States Does Our Xactimate Estimating Coverage Reach?

What Do Our Clients Say?

News & Article

What Types of Damage Can We Write an Estimate For?

What Additional Xactimate Support Services Do We Offer?

Software Behind Our Xactimate Estimates

Frequently Asked Questions

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